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The familiar clank sound of the brass mail slot in the front door told him today’s mail had arrived. As Mike picked up the pile and sorted through the usual: junk, junk, junk electric bill, junk, a letter from the Health Insurance Company. The others went in a pile on the coffee table as he torn open the insurance envelope to see what it contained. There was a list of medical services that totaled over $6,000. Under the tittle of paid by insurance was a series of zeros. The full amount was in the owed by you column along with a code number. Mike found the code in a legend on the back of the form: “No Justification Received”. Mike called the insurance company and after going through the lengthy process of explaining who he was and why he was calling he finally was able to speak with a knowledgeable account manager. The lady explained that the insurance company had received all the billing information from the Doctor’s office but no medical justification from the attending physician,. Physically was onething-the psychological and social aspects were something else. All ofthis would have to be explained very carefully to Terry Radford, inorder for him to make an intelligent choice. His father and olderbrother Nick would also have to be brought in on the secret, andinformed what was going to happen. School would be another problem-Terry Radford was one of the most popular boys in the sixth grade, andthe entire school knew him. As a matter of fact, since he was the sonof Dr. and Cassie Radford, much of the town knew him. If he was to betransformed, some sort of cover story would have to be concocted.Cassie and the two Graces were selected to sit town with Terry and putthe choice to him, along with the pros and cons of giving up his malebody and living his life as a female. But the choice had to be madesoon-Terry would soon have his twelfth birthday, the traditional startof puberty (hormones had something to do with that, but it wastradition) and thus a day.
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